Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
readOnlyHint=true already tells the agent this is a safe read, so the safety profile is covered. The description usefully adds that the payload includes line items, totals, status, and the conversion target (invoice_id), but says nothing about error/not-found behavior or permissions, so it adds moderate value over the annotation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.