Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so the read-only nature needs no restating. The description adds useful context by enumerating what the response contains (line items, totals, balance, dates, status, invitations), but says nothing about auth requirements, error behavior for unknown ids, or rate limits.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.