Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so safety is covered; the description adds value beyond that by disclosing the shape of the response (id, name, archived, anonymous) in the absence of any output schema. It says nothing about pagination, ordering, or whether archived templates are included or filtered, which are the remaining behavioral gaps.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.