Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only carry openWorldHint and idempotentHint, so the description usefully supplies the mutation semantics ('WRITE:') and the real-world effect on the payment link. It does not say what happens if the request is already enabled (error vs. no-op), which is the one behavior an agent would still want confirmed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.