Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so safety is covered. The description adds value beyond them by disclosing the returned field set (name, address, phone, website, time zone, POS merchant id) and the underlying endpoint GET /locations/{location_uuid}, which is useful given there is no output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.