Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
readOnlyHint=true already tells the agent this is a safe read, and "get" is consistent with that. The description adds one useful behavioral detail — that line items come back with the estimate — but says nothing about error behavior for an invalid or unknown hash_key, which matters since there is no output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.