Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish the safe read-only profile (readOnlyHint=true, destructiveHint=false), so the burden is lower. The description adds value beyond them by enumerating the returned attributes (name, title, type, read-only flag) and naming the underlying endpoint, so the agent knows the shape of what comes back despite there being no output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.