Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only supply destructiveHint=true, so the description usefully adds that this is a WRITE, that it is additive/partial (existing labels preserved), and the exact REST endpoint. It does not cover idempotency, auth/permission requirements, or what happens on invalid label ids, which is why it is not a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.