Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so the safety profile is covered. The description adds the useful non-obvious scope constraint that results are limited to pending applications, but says nothing about pagination defaults, result ordering, or what happens when the page is out of range.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.