Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so the safe-read profile is covered. The description adds one genuinely useful behavioral fact — only *pending* applications are returned, not the full set — but says nothing about pagination defaults, result ordering, or auth requirements.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.