Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The readOnlyHint annotation already covers safety, so credit goes to what the description adds: the identity/scope of the lookup (token-derived), the returned field set, and the cost signal ('cheap'). With no output schema, disclosing the return contents is genuinely useful information the agent cannot get elsewhere.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.