Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=true, so the safety profile is covered. The description adds useful context about the return payload shape but says nothing about pagination, ordering, or whether results are account-scoped in practice beyond 'the account's'.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.