Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and open-world, so the description doesn't need to re-state safety. What it adds is genuinely beyond annotations: the required services:read scope, the stability warning that the API may change without a version bump, and the notable exclusion of free-text descriptions from the payload.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.