Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so safety is covered. The description adds genuinely useful behavior beyond that: the returned payload includes totals and line items, and amounts are denominated in cents – a convention an agent could not infer from the schema or annotations. It stops short of noting error/not-found behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.