Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=true, so the safety profile is covered elsewhere. The description does add useful context by flagging that the response includes the customer's personal data (PII) and by citing the underlying endpoint, but says nothing about auth requirements, not-found behavior, or rate limits.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.