Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so safety is covered. The description adds real behavioral context beyond that: the exact payload contents (invoice items, info items, additional guests) and that cancelled bookings are still retrievable, which the agent can't infer from the schema or annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.