Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
readOnlyHint=true already tells the agent this is a safe read, and the description adds only the raw endpoint path (POST /v1/plans.get) – a transport detail with little decision value. It says nothing about behavior on a missing plan id, error shape, or that the POST is a semantic read despite the verb.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.