Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnly=true, non-destructive, open-world, so the safety story is covered. The description adds value beyond annotations by disclosing the shape of the return (name, phone, tags, attributes, chat state, last activity), which matters because there is no output schema; it omits failure behavior for a missing/invalid id.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.