Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, openWorldHint=true, so safety is covered. The description adds useful domain context (7-character format, it is the code customers write on invoices to you) and the underlying endpoint, but does not say what happens if the code is not configured or whether it is cached/rate-limited.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.