Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is lower. The description adds a genuine behavioral fact — 'Tokens are never returned' — plus a hint of the returned payload shape (health state, mirrored ad accounts with balances and spend), but says nothing about how many accounts, freshness of health data, or pagination behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.