Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does reasonably well: it discloses the concrete return payload, the possible congestion levels, and the per-call cost of $0.0005 USDC, which is an unusual and genuinely useful economic constraint for an agent to know. It stops short of stating data freshness, caching, or whether payment/auth must be set up beforehand.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.