Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already convey safety and open-world traits, and the description adds useful behavioral context: the operation is asynchronous (requestId) and preserves existing transaction/accounting history. It does not discuss idempotency implications despite idempotentHint being false, but the annotation lowers that burden.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.