Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries full burden but only states a read operation. It fails to disclose edge-case behavior (e.g., invalid dates, boundary values like Dec 31), the return format, or whether quarter numbering is calendar-based or fiscal.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.