Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare a safe read (readOnlyHint=true, destructiveHint=false), lowering the bar. The description still adds useful context: quotes carry share ids for citation, estimatedCompletionTime is a rough upper-bound, and it exposes the fields returned. The archived-response default is only covered in the schema, not here.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.