Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, idempotentHint=false, destructiveHint=false and openWorldHint=true, so the mutation profile is covered. The description adds the key semantic effect (this changes which version is resolved by default), but says nothing about what happens to the previously published version, whether existing datafile bindings are affected retroactively, or whether the change is reversible.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.