Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish the safety profile (readOnlyHint=false, destructiveHint=false, idempotentHint=false, openWorldHint=true), so the description's job is lighter. It adds genuinely useful behavioral context by stating the runtime effect of publishing — that '@published' resolution in workflows switches to this version. It omits the consequence for the previously published version (replacement) and any permission requirements.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.