Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, so the safety profile is covered. The description adds real value beyond that: the return payload is the exact authored body as a JSON string plus a checksum, and it explains how the body is meant to be reused. Return-shape detail is somewhat redundant with the output schema, keeping it at 4.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.