Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (readOnlyHint=false, destructiveHint=false, idempotentHint=false), and the description adds real context beyond them: it 'may store the generated script', 'reports failed/skipped steps', runs on server OHLCV in-sample, and consumes the shared public Monte Carlo pool with quota implications. These are meaningful behavioral traits not derivable from annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.