Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so safety is covered. The description adds useful behavioral context beyond annotations: the data is paper-trading and 'not a verdict,' which warns the agent about its epistemic status. It does not detail return shape, but an output schema exists.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.