Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, openWorldHint, idempotentHint, and destructiveHint=false, which covers the safety profile. The description adds the specific semantic guarantee (exact settle success ≠ listing freshness) but does not disclose return format, failure behavior, or other side effects. With annotations in place, the added context is useful but not extensive.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.