Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint, openWorldHint), so the bar is lower, and the description adds genuinely non-structured context: per-product credit cost and that failed ASINs are free, which signals partial-failure tolerance. It stops short of saying how failures are reported in the response, so it is not a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.