Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world behavior, so the safety bar is lower. The description adds real context beyond that: it does not trigger discovery (no side effects/rate-limit cost) and it names the return shape, which matters since there is no output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.