Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, closed-world and non-destructive, so the safety profile is covered. The description adds a genuinely non-obvious behavior: on a miss it suggests close matches instead of failing, which tells the agent how to handle imperfect queries. It also lists the returned fields, but that is partly redundant with the output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.