Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, so every nested option field is already documented in the schema, including the 'only the options that change' note. The description's partial-update summary ('only what is given: a new quantity, stock, finish or size') largely restates that, so baseline 3 is appropriate.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.