Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
An output schema exists, so return values need no explanation, and the description still names the key return value (confirmation_token) to signal the two-step flow. Auth requirements, the confirm gate, and the human-in-the-loop pricing step are all covered for what is a non-idempotent, open-world mutation.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.