Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, openWorldHint=true and non-idempotence, and the description adds real context beyond them: role gating, the sign-in requirement with the on-the-spot auth prompt, and the differing downstream effects for on-account vs card orders. However, it does not reconcile the destructiveHint=true annotation with its own claim that 'nothing is decided' at this step, leaving ambiguity about whether this call alone mutates anything.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.