Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description usefully adds a non-obvious behavioral boundary — 'Does not purchase credits' — clarifying that this is a pure read and not a purchasing action, though it says nothing about error handling or what the read returns.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.