Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnlyHint=true and openWorldHint=false, so safety is covered. The description adds genuine behavioral value beyond that: it discloses the exact return contents (tier count, INR pre-tax pricing, limits, trial length) and that data is 'read live from the same source as the pricing page,' signaling freshness rather than caching — important since there is no output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.