Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=false, so the safety profile is covered. The description adds real interpretive value beyond the annotations by warning that these figures are ceilings rather than a prediction of what any business would actually pay — exactly the misuse an agent would otherwise make.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.