Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnly, idempotent, non-destructive, closed-world behavior, so the safety profile is covered. The description adds genuinely useful context beyond that: it enumerates the data exposed (role, memberships, effective permissions) and positions the call as an authorization-discovery step, which no annotation conveys.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.