Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the safety profile (readOnlyHint=false, idempotentHint=true, destructiveHint=false), so the bar is lower, yet the description still adds real value: a 500-row cap, ordering and stable-row-ID preservation guarantees, and the requirement to pass the current sheet revision for concurrency control.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.