Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive/closed-world, and the description adds genuinely new behavioral context: verified facts take precedence and unverified text is labeled catalog_only. That labeling contract is useful and not derivable from structured fields, though rate limits or match-failure behavior remain unstated.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.