Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
With only 50% schema coverage, the description usefully compensates: it explains the 'response' enum semantics, ties confirmedTotal to the total shown from get_my_quote, and notes that notes is needed for changes_requested. It leaves personConfirmed and selectedOptions unaddressed, but the schema partially covers personConfirmed.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.