Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnlyHint, idempotentHint, and non-destructive behavior, so the bar is lower. The description adds useful context beyond annotations by naming the source table, specifying returned fields, and implying fuzzy/keyword matching behavior, which aligns with the annotation profile.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.