Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, non-destructive, and closed-world, so the safety profile is fully covered by structured data. The description's field enumeration largely restates what the output schema already conveys. The only genuine behavioral addition is the 'call before respond_to_quote' sequencing, which is modest given no auth, rate-limit, or failure-mode disclosure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.