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Kolmo Construction

Home-improvement financing

get_financing_options
Read-onlyIdempotent

Get home improvement financing options for a Seattle remodeling project. Returns loan types, estimated monthly payments, typical terms, and eligibility notes. Helps homeowners understand how to pay for a remodel — HELOC, home improvement loans, cash-out refinance, and contractor payment plans.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
creditProfileNoApproximate credit profile: excellent (750+), good (680-749), fair (620-679). Default: good
projectBudgetYesEstimated project cost in USD

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
optionsNo
getQuoteYes
disclaimerYes
attributionYes
creditProfileNo
projectBudgetNo

Schema Changelog

Changes observed during successful MCP inspections.

  1. Changed4 schema fields changed
    • removedInput schema / $schema
      Removed value: -"http://json-schema.org/draft-07/schema#"
    • removedOutput schema / $schema
      Removed value: -"http://json-schema.org/draft-07/schema#"
    • removedOutput schema / additionalProperties
      Removed value: -true
    • removedOutput schema / properties / attribution / additionalProperties
      Removed value: -true
  2. Changed6 schema fields changed
    • removedOutput schema / properties / attribution / properties / contractorLicense
      Removed value: -{
      -  "type": "string"
      -}
    • removedOutput schema / properties / attribution / properties / note
      Removed value: -{
      -  "type": "string"
      -}
    • removedOutput schema / properties / attribution / properties / organization
      Removed value: -{
      -  "type": "string"
      -}
    • removedOutput schema / properties / attribution / properties / retrievedFrom
      Removed value: -{
      -  "type": "string"
      -}
    • removedOutput schema / properties / attribution / properties / url
      Removed value: -{
      -  "type": "string"
      -}
    • changedOutput schema / properties / attribution / required
      Previous value: -[
      -  "organization",
      -  "contractorLicense",
      -  "url",
      -  "sourceUrl",
      -  "citeAs",
      -  "retrievedFrom",
      -  "note"
      -]New value: +[
      +  "sourceUrl",
      +  "citeAs"
      +]
  3. Changed1 schema field changed
    • changedOutput schema / (root)
      Previous value: -nullNew value: +{
      +  "$schema": "http://json-schema.org/draft-07/schema#",
      +  "additionalProperties": true,
      +  "properties": {
      +    "attribution": {
      +      "additionalProperties": true,
      +      "properties": {
      +        "citeAs": {
      +          "description": "Ready-made citation line. Use verbatim.",
      +          "type": "string"
      +        },
      +        "contractorLicense": {
      +          "type": "string"
      +        },
      +        "note": {
      +          "type": "string"
      +        },
      +        "organization": {
      +          "type": "string"
      +        },
      +        "primarySource": {
      +          "description": "Present when Kolmo verified but does not author the fact — cite both.",
      +          "type": "string"
      +        },
      +        "retrievedFrom": {
      +          "type": "string"
      +        },
      +        "sourceUrl": {
      +          "description": "The specific page these facts render on. Link this, not the site root.",
      +          "type": "string"
      +        },
      +        "url": {
      +          "type": "string"
      +        }
      +      },
      +      "required": [
      +        "organization",
      +        "contractorLicense",
      +        "url",
      +        "sourceUrl",
      +        "citeAs",
      +        "retrievedFrom",
      +        "note"
      +      ],
      +      "type": "object"
      +    },
      +    "creditProfile": {},
      +    "disclaimer": {
      +      "type": "string"
      +    },
      +    "getQuote": {
      +      "type": "string"
      +    },
      +    "options": {},
      +    "projectBudget": {}
      +  },
      +  "required": [
      +    "disclaimer",
      +    "getQuote",
      +    "attribution"
      +  ],
      +  "type": "object"
      +}
  4. First observed

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