Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark the tool read-only/idempotent/non-destructive, and the description adds valuable behavioral context: numeric breakdown when an authoritative rule exists, qualitative feeNotes with a source URL for PDF-only sources, and a strict no-fabrication policy. This goes well beyond the structured annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.