Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint, idempotentHint, destructiveHint=false), so the bar is lower. The description still adds real context: the default/rolling window behavior and the '1 request' cost indicator, plus what list stats contain (rule refusals).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.