Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (not read-only, not destructive, not idempotent, closed-world), so the bar is lower, and the description still adds real behavior: age changes require confirm:true, adults-only removes under-18s, all-ages triggers re-review before teens see it, and förening/all-ages changes go through a confirmable card. This is meaningful side-effect disclosure beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.