Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false, and openWorldHint=false, so the safety profile is covered structurally. The description adds genuinely new behavioral context: the 'first names only' privacy constraint on returned identity data. It stops short of covering pagination or error behavior, but that is a modest gap against rich annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.