Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only declare this is not read-only, not destructive, and not idempotent; the description supplies the meaningful behavioral detail behind that profile — eligibility windows, who cancelled, and the re-file fallback. It could add slightly more on whether a repeated restore errors out, which is relevant given idempotentHint=false.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.